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Katie Blevins
Katie Blevins
Equitable Advisors, LLC (Equitable Financial Advisors in MI & TN) Financial Consultant
512-794-2384

Meet Katie, a dedicated financial consultant passionate about empowering clients through effective tax strategies and personalized financial planning. With a focus on reducing taxes and stress, she helps clients achieve peace of mind by simplifying complex financial decisions. Katie believes that strong, trusting relationships are the foundation of successful financial planning, and is committed to guiding clients every step of the way. Whether navigating retirement, investments, estate planning, business succession, or tax optimization, she is here to ensure your financial journey is smooth and rewarding. 


Estimate Your RMD

When you reach age 73, the IRS requires you to begin taking annual withdrawals from your retirement accounts. Because these rules have changed recently, it is important to understand how they apply to your specific situation. You can use this tool to estimate your Required Minimum Distribution (RMD) based on your age and account balances.

Inputs

Exclude any Roth IRA and/or Roth 401(k) account balances from this number; neither are subject to RMDs.
$0 $5,000,000
72 120

Results

RMD regulations have shifted in recent years, including an increase in the starting age and updated life expectancy tables. If this figure differs from what you expected, it likely reflects these new federal guidelines. While this estimate provides a baseline, a tax or financial professional can help you evaluate how these rules apply to your specific goals.

Withdrawals from your 401(k), traditional IRA, or any other defined contribution plans are taxed as ordinary income and, if taken before age 59½, may be subject to a 10% federal income tax penalty.

Note:

This estimate uses the IRS Uniform Lifetime Table, which applies to most retirees. This calculation assumes that:

  • You are unmarried.
  • or You are married, and your spouse is not more than 10 years younger than you.
  • or Your spouse is not the sole beneficiary of your account.

If your spouse is your sole beneficiary and is more than 10 years younger than you, a different IRS table applies, typically resulting in a lower required withdrawal.

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